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Pearls Share
Finished Jewelry
  Pearl Jewelry Sets
  Pearl Earrings
  Unique Pearl Necklace
  Round Pearl Necklaces
  Pearl Pendants
  Pearl Bracelets
  Pearl Brooches
  Bridal Jewelry
  Versatile Jewelry
  Pearl Rings
  Pearl in Oysters
  Sterling Silver Set
  Sterling Silver Earrings
  Sterling Silver Pendants
  925S/14KG Chains
  Diamond Jewelry
  Steals and Deals*
Unfinished Jewelry
  925S/14KG Pearl Clasps
  Loose Individual Pearls
  Findings and Accessories
  Strands Rice Pearls
  Strands Round Pearls
  Strands Baroque Pearls
  Strands Button Pearls
  Strands Potato Pearls
  Strands Peanut Pearls
  Strands Keshi Pearls
  Strands Coin Pearls
  Strands Stick Pearls
  Strands Jade Beads
  Strands Coral Beads
  Strands Agate Beads
  Strands Mother of Pearls
  Strands Opal Beads
Tahitian Jewelry
  Tahitian Pearl Necklace
  Tahitian Earrings
jade pearl jewelry set
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   Lowest Price Guarantee :

Pearls and pearl jewelry - we guarantee you with a 110% Low Price Guarantee

We deal directly with the source as we specialize making jewelry for jewelers

Every piece of pearl jewelry that you can find on our website is a work of art. Designed by one of our many jewelry designers and hand assembled by skilled jewelers. Even more than that, unlike other websites, at Cathay Gems YOU can be the designer as well. So with that in mind we believe that if we're going to offer you the chance to design the necklace, earrings, pendant, or other piece of your dreams it needs to be affordable to do it. After all, cost is the biggest obstacle that keeps people and the jewelry they love apart.
We are determined to offer you with the best combination of price and quality available. Typically jewelry prices are overly inflated because of a telephone game of changing hands between middlemen before it finally reaches you, each adding in a hefty profit margin of their own. The price is typically doubled each time it changes hands.
When it comes to pearls though, Cathay Gems needs no middlemen. We have our own pearl farm and jewelry factory which means that our pearls never change hands, and our silver, gold and CZ come right from the manufacturers, which is why you can special order anything you like. In addition, we guarantee if you take any piece of silver or gold jewelry to any lab for a test, the content will be at or over 92.5% for pure silver and 14k for gold, just as advertised.
This is also why we will not be undersold by our competitors. We're determined to give you the best price you'll find anywhere for quality jewelry. So we protect everything we sell with a 100% guarantee that if you can find the exact same item selling cheaper elsewhere then we'll sell you the same item for 10% less than they will, and if you find this out after you bought from us, we'll reimburse you the difference.
What does this all mean? Let's break it down:
1. If within 90 days after we've sold you any piece of jewelry and you find the exact same item selling at one of our competitors you should be able to take advantage of this deal.
2. Of course as you can understand, the said item must be exactly the same, we can't compare apples to oranges. Same size, shape, grade, length, color, design, and made from the same materials as well. So solid 14K yellow gold is only comparable to solid 14K yellow gold, silver to silver, etc.
3. The competitor in question must be an American incorporated business and have at least one office located in America capable of accepting/processing returns, conducting limited customer support as well as holding a manageable enough level of stock to continuously ship orders out from, and do so on a regular basis.

Due to ever changing global situations as well as issues with customs we cannot price match foreign based companies. This is because they are not subject to the same consumer protection laws that we are. Many foreign countries will refuse to allow business returns containing jewelry back into their country (ask any post office if you don't believe us), and many businesses abroad take full advantage of being shielded from returns to sell items that are much lower quality than what they advertise.
When you deal with us, you know we accept returns and you know we will not and cannot deceive you, it's against the law. So it's only fair that when competing on matters of price that it's with businesses that have to play by the same rules we do.
4. The company in question cannot have any sort of mandatory quantity or dollar value requirements to buy the product or get the lowered price in question. A company that may set a minimum required quantity for items of a specific type ordered or a dollar value for orders can afford to give you discounts greater than ours. This is because while the margins may be smaller they'll end up making more money in the long run by requiring that every sale only be a large(r) one. At Cathay Gems we don't have any minimum checkout requirements so we feel it's not fair to ask us to compete with companies that do. It's just like asking us to compete with a big department store supersale. Department stores have the means to safely sell products at that price for limited times because their business model gives them the means to take losses. Just as a company with a minimum checkout limit can afford to give continuous lower prices as each sale is guaranteed to get them more money than a smaller one would.
5. When you send us information about the price claim it needs to be current. If competitor X once sold their pearl earrings for $0.99 per pair we can't match it unless they still do. Inflation and pearl harvest issues cause prices to be in constant flux so we need to be able to verify without a doubt that this is the current price of the item(s) in question.
6. As well as being current the item must also be a regular, in stock item they can sell now and still intend to sell at that price well future. It wouldn't be fair to price match a company having a clearance sale for instance, since when they do that many companies just need to make room so they'll often take losses on items just to get them out the door. We wouldn't expect any of our competitors to match any of our clearance sales
so we unfortunately can't match theirs either.
7. When figuring out who's selling at the lowest price, other figures need to be factored into the deal. This includes sales tax, as well as shipping and handling fees. This is because other companies may charge you for the actual cost of shipping, but at Cathay Gems we offer flat rate shipping at low prices. Please note however that the shipping methods need to be directly comparable. You can't choose a company's lowest cost shipping option and compare it to our express mail shipping option to say the total
cost is lower. As with the item in question the comparison needs to be apples to apples and not apples to oranges.
8. The 90 day period is set in stone and cannot be changed. This is for the same reason that we require information on the price be current. Market conditions and harvest conditions change constantly, so the price of pearls and pearl jewelry will never stay the same in the long run.
9. To amend the previous point, the observed 90 day period is on a per customer basis and not a per order basis. Within a given span of 90 days you may only price items in any one order and may not do it again until 90 days after the original price match.
10. As with clearance items, discount coupons, price match attempts by competitors, sales of any kind (especially the going out of business kind) cannot be factored in or matched to. Each business has its own operating costs and can afford it's own level of discounts. For instance a jewelry store that normally sells items at prices twice as high as we do can afford to on certain occasions, undersell us. This is because the margins
they usually make allow them to build up a big enough war chest of funds and take losses on certain limited occasions to drum up the level of sales. This also is in effect to prevent someone from trying to get us and another company into a price war. If they lower their price for just you we cannot match that lower price as it's given to you on a special one on one basis. So we can only price match the un-discounted, regular
continuing price of any given item(s).
11. Building off of point number ten. The company/website in question with the lower price must be open and available to the public and not require anything special to make a purchase. We mention this because there are many wholesale only websites with things like quantity limits, checkout limits, and often other requirements as well to place an order. Cathay Gems is a website dedicated to enable anyone who wants to have the jewelry they love, or be the designer in crafting their own piece of jewelry. As such we can't be expected to price match wholesale companies that operate on an entire other business model than we do. It would be like asking our competitors to compete with our wholesale website (located elsewhere,) which wouldn't be fair to them.

12. All price match claims will be evaluated and processed within seven to ten business days of being received. You should have your refund issued promptly within that time frame.
13. Cathay Gems reserves the right to enforce the above criteria as it sees fit and refuse any and all price match claims that do not conform to the above terms.
Again we want to take the time to stress that at Cathay Gems we only sell high quality items, and we want to do so at the lowest prices reasonably possible. We get everything we need direct from the source or as close to it as is reasonably possible so we can afford to regularly sell you pearls and pearl jewelry at prices you won't find anywhere else. We have our own staff of designers hard at work every day thinking up the next line of pieces we'll carry and unlike other companies here you too can be the
So we hereby challenge you, the customer, to find a better deal then what we're offering you right now. If by some twist of fate you do, we'll do one better for you, guaranteed.

Low Price Guarantee
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Will Not be Undersold!


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Volume Discount - On Line Orders Only - Instantly Applied:

Purchase Same item for a Quantity over 4      You Get 1% Discount

Purchase Same item for a Quantity over 10     You Get 3% Discount

Purchase Same item for a Quantity over 16     You Get 5% Discount

Purchase Same item for a Quantity over 20     You Get 7% Discount

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Online Payments, an online pearl jewelry manufacturer, guarantees you the lowest prices for freshwater pearls, pearl necklaces, and pearl Jewelry.If you were to find lower priced products with equal quality in other stores, we will match the prices with 10% off.

Freshwater Pearls

All freshwater pearls come directly from our freshwater pearl farms. CathayGems specializes in farming, drilling, coloring pearls, and stringing pearls. We can dye pearls in any color you want, have pearls drilled in any sized holes and any direction from side drilled, top drilled, half drilled or undrilled.

Pearl jewelry

Besides thousands of pearl jewelry products you can order directly online from our store, because we have our own in-house pearl factory, we can also custom make the type of pearl jewelry in any style or design you want, with 6-month free warrranty.

Pearl necklaces

Pearl necklaces are our speciality. Not only do we have the highest quality round pearl necklaces available for the most unbelievable prices, our unique pearl necklaces are perfect for both formal and casual wear. They come in various colors such as white, pink, peach, chocolate, and black, set in 14k gold or 925 sterling silver, perfect for bridesmaids and young girls as gifts, or amazing accessory for your own outfit.

Specific Pearl Jewelry Types

Pearl Jewelry Set | Unique Pearl Necklaces | Round Pearl Necklaces | Bridal Jewelry | Pearl Bracelet | Pearl Pendants | Pearl Rings | Pearl Earring | Versatile Jewelry | Loose Individual Pearls | Sterling Silver Set | Sterling Silver Earrings | Sterling Silver Pendants | 925 Sterling Silver/ 14K Gold Chain | Steals and Deals*

Loose Pearls and Unfinished Temporary Strands to Make Jewelry

Nugget Pearl | Button Pearl | Coin Pearl | Keshi Pearl | Top Drilled or Peanut Pearl | Potato Pearl | Rice or Oval Pearl | Round Pearl Strings | Agate Beads | Jade Beads | Mother of Pearl Strands | Coral Beads | Tigers Eye Beads | 925S/14KG Pearl Clasps | Loose Individual Pearls | Pearl Findings and Accessories

Tahitian Jewelry Types

Loose Tahitian Pearls | Tahitian Pearl Necklace | Tahitian Earrings | Tahitian Matching Set


CathayGems is the registered trademark of C. D. Plus Inc., California, U.S.A. ©Copyright 2006-2015. All Rights reserved.